Why You Need To Read More

Reading can give you the direction you were seeking and often give you ideas you didn't even know you needed.


Laudra's Lessons - Medicare for All

It’s fall already and by this time next year we will all (I hope) be thinking about who we will vote for in November.  I’m not going to go into President Trump’s policies and promises as we will have 5 years worth of those, counting the time he was campaigning.  I do urge you to consider what the opposition is proposing because there is a good deal to choose from. Unfortunately, Hawaii being a relatively small State, our impact is limited.

At least two candidates are proposing “Medicare for All.”  Medicare by itself is not enough. Seniors that have Medicare already either have employer coverage that supplements their Medicare or they buy a 

Supplement or Medicare Advantage Plan.  Medicare for All would be extremely expensive but our health system is already extremely expensive and it doesn’t serve everyone.  Medicare for All would cut down on the costs for claims administration and other bureaucratic paperwork and could cut the cost of drugs.  There is a bill in Congress right now that would do that but chances of passage are slim.

On the negative side, many medical professionals are leaving Hawaii and they cite low reimbursement rates.  Reimbursement rates even for insurance companies are set by Medicare. The insurance companies look at what Medicare is paying and set their reimbursement rates as a percentage or ratio of what Medicare pays; generally, a few percentage points higher.  That means that medical professionals would be making less money than they are now. And every year Congress would be able to cut the reimbursement level. 

We don’t get to vote on whether to have Medicare for All or the Patient Protection Act but the candidate that is elected will decide.  President Trump has said he has a plan but we have not seen any specifics. If John McCain had not had the courage to vote against the bill to cancel the PPA  three quarters of the country would have been without any medical coverage at all because there was no plan to replace it and it would have taken time for the insurance companies to get any new plans through State Insurance Departments.  

Think about it, and vote.


Be a Better You by Taking the Time to Notice

BeBetter_Bennie Noticing V4.jpg

Constantly working without taking the time to notice things can leave us tired and exhausted. We can spend a whole day, week or month being busy without actually doing anything meaningful.

Dedicate just an hour a week to pay deep attention to your surroundings. Shake up the way you see, hear, notice and otherwise perceive the world. One way you can do this is by looking for specific objects on your next walk. See how many vegetables you can find, purple flowers, spider webs or round rocks. You'll be amazed at what you'll find even if it's not on your list.

*The above text is inspired by Rob Walker's book The Art of Noticing. Walker provides 131 prompts to pay attention to the details with all the senses. To learn more visit http://robwalker.net/

Disclaimer: EBC strives to provide information backed by professionals we trust but are in no way affiliated or paid by the links we provide in our information.